First Time Homeowner? What You Need to Know for Winter in Phoenix

Being a first time homeowner can be very exciting, but it can also come with some questions and concerns. That’s especially true if you aren’t sure how to prep your house for winter or if you don’t know what kind of weather you’ll be facing. Fortunately the Phoenix area doesn’t see the extreme kinds of winter weather that some other parts of the country see. It’s not like Chicago or Boston, where you’ll find bitter cold nights and an accumulation of snow. People move to Phoenix often for the warmer weather.

However, it can still get chilly in Phoenix, and you want to be prepared for that. Cold temps overnight can mean the chance for frozen pipes, so it’s a good idea to make sure any outside faucets are protected. You may also want to take a look at the insulation in the attic and make sure you have plenty in there. Some homes aren’t really designed for any kind of winter weather, so when that type of weather does happen a homeowner can be left with a problem. Plan for temperatures that will be colder than what you’ll actually see, and you’ll definitely be ready for your first Phoenix winter in your new home.

Finding a home owners policy through Schaller & Thomas Family Insurance is also an important way to keep your Phoenix, AZ home safe and protected throughout the winter months. If there are any cold temperatures that are below normal and unexpected, and if the temps do any kind of damage to your home, you want to know that your insurance will have you covered. That can keep you from any big expenses, and as a new homeowner that’s generally pretty important.

Why Independent Insurance Agents Make the Difference

When it comes to insurance, you want an agent who can easily decipher the complex terminology and concepts and give it to you straight. You don’t want to be told, you want to be educated so that you can make an educated decision about your purchase. These are a few of the many benefits that make the difference when it comes to working with an independent insurance agent at Schaller & Thomas Family Insurance, compared to working with a captive insurance agent.

What’s an Independent Insurance Agent

Have you ever noticed that there are insurance offices around Phoenix, AZ that are exclusively local? Additionally, these insurance offices offer more companies to purchase insurance from when you get a quote? Typically, these are independent insurance agents. They do not sell insurance for one company only. They offer a suite of insurance products from multiple insurance brands to ensure you have a wealth of options at your d

Working with an Independent Insurance Agent Benefits You severe

It’s undeniable that there are a lot of options available to you when it comes to purchasing insurance. But, independent insurance agents, like ours at Schaller & Thomas Family Insurance offer unique benefits that are hard to find anywhere else.

They provide educational sessions. Independent insurance agents are focused on ensuring you get the right coverage for your needs. As a result, they take their time assessing your situation to ensure they uncover your insurance needs. Once they have, they recommend a plan based on one of their products being a good fit for your insurance needs.

Their products are competitive. With many independent insurance agents offering services from multiple companies, you will likely get quotes from multiple companies that fit your budget.

They offer up-to-date insurance products. Within the insurance industry competition is fierce. In order to keep up with competitors, independent insurance agents offer up-to-date insurance products. By offering newly developed insurance products, insurance agents help you get the best value for your hard-earned dollars.

If you need car, homeowner’s, life, or umbrella insurance, don’t hesitate to give us a call at Schaller & Thomas Family Insurance. You can also visit us at our website to learn more about our insurance products.