Fix Up Your Fencing to Protect Your Home and Investment

Perhaps that crooked and crumbling fence at the back of your property has been like that for years. You consider the cost and effort of fixing it but decide you will save it for another year. Doing so could put your Phoenix AZ home and property at risk.  It’s time to do some fencing repairs!

A Sturdy Fence Discourages Thieves

A rickety fence that can be seen from the street will encourage a thief or vandal to investigate the rest of your property to look for easy pilfering.  By keeping your fence straight and painted, it tells criminals that there are easier pickings elsewhere. Even fixing the fence along the back of your property helps to prevent them from gaining entry in an unseen location.

Your Pretty Fence Encourages Neighbors to Do the Same

Property values increase when the entire neighborhood works to maintain their yards. When you add an attractive and secure fence to your front yard, it won’t be long before you’ll notice others doing the same. Or perhaps you only need to freshen up the paint on your existing fence. It’s also an opportunity to add additional security cameras and alarms to the perimeter.

Reduce Your Liabilities

If you own pets, a sturdy privacy fence also prevents any unfortunate incidents resulting from your dog running loose through the neighborhood.  Whether it’s an unwanted litter of puppies or a bite, your neighbors will think better of you for taking steps to prevent them from happening in the first place. It also adds a certain amount of freedom when you can let your furry friends out for a run off their leash.

For more home improvement tips that can help protect your home, investment and wealth, give your Phoenix AZ independent home insurance agents at Schaller & Thomas Family Insurance a call today.

5 Tips For Safer Teen Driving

Is your teen driving? Are you worrying about how to make sure they are safe when they are on the road? You aren’t alone, of course. Every parent goes through this at some point, and this is especially true during the winter months. When it rains in Phoenix, AZ, people seem to forget how to drive, don’t they? While you don’t have the dramatic weather that they have in the Midwest or Northern states, you still have worries about your teen’s inexperience. Here are some tips the agents at Schaller & Thomas Family Insurance have gathered to help them stay safe on the road:

1. No Texting, Period

This, along with not driving while under the influence, is probably the most important safety tip there is. Talk to your teen about texting and driving. Create serious consequences for breaking the rules, and if necessary, implement an app like TXTShield, that works with the car’s GPS to shut off texting when the car reaches a certain speed.

2. Be Sure They Understand It’s Better To Be Late Than In The Hospital

While being on time for work and school are important, be sure your teen knows that it’s not worth it to speed to get to their destination on time. Encourage them to leave early to be on time, and set a good example by not speeding yourself!

3. Be Sure The Vehicle Is Properly Maintained

Your teen may not think to check things like windshield wipers, tire pressure, and brake effectiveness. This is something you will have to teach them to be aware of and responsible for. Worn out windshield wiper blades and inadequate tire pressure are safety issues.

4. Be Prepared For Emergencies

Be sure your teen has a safety and first aid kit in their vehicle. Teach them what to do if they get in a fender bender or break down on the freeway. Let them know how they can stay safe in an emergency. Be sure they have blankets, water, and other emergency supplies in their car in case they ever need them.

5. Have Adequate Coverage

Be sure to sit down with your Phoenix insurance representative to make sure you have good coverage for your new teen driver. The more, the better. Contact Schaller & Thomas Family Insurance today to learn more.