Tips for Shopping for Auto Insurance

When you go shopping for auto insurance, it is imperative that you follow a few simple tips. In following these tips, you can rest assured that you are going to be getting the best deal possible. From comparing policies between different insurance carriers to going online to shop for quotes, there are more than a few ways to make sure you are shopping for auto insurance the right way. 

Compare policies between different carriers

It is extremely important that you compare policies from different carriers to ensure you get the best deal possible. You never want to get a single quote and then just go with it. Instead, you should shop around and always read the fine print to ensure you know exactly what each policy covers and what it does not. Having a reputable insurance agent to walk you through the shopping process can be of the utmost help.

Go online to shop for insurance

Going online and shopping for insurance means you can shop for a policy right from the comfort of your own home. You don’t even have to leave your couch to find a policy that meets your needs. Plus, going online means you can easily compare policy quotes from different providers. 

Ask your friends and family members

Your friends and family members will likely have several suggestions as to which insurance providers they have found the most helpful. They can point you in the right direction and help you find an auto insurance policy that best meets your needs and wants. 

To learn more about shopping for auto insurance, contact Schaller & Thomas Family Insurance serving the Phoenix, AZ area. 

Questions Every Homeowner Should Ask When Getting Insurance

Home insurance provides peace of mind that their investment is secure now and in the future. However, at Schaller & Thomas Family Insurance, we know that not all home insurance is created equally. To make sure you’re getting the best rates and best service, here are a few things you should ask when getting a new policy:

What are things not covered? This can vary from company to company, but in Arizona most standard home insurance policies don’t cover things like flood and water damage, earthquake damage, or termites, just to name a few examples. To make sure you are getting the best coverage for your needs, you may need to work with an agent to add supplemental protections to your plan.

When should I file a claim? It can be tempting to want to file a claim whenever the opportunity arises, but it’s important to remember that home insurance is meant to cover the situations that you can’t. In other words, while you can technically file a claim for anything covered by your policy, filing an excessive number of low-cost claims can lead to higher premiums.

If I need to make a claim, will I have a dedicated local agent to handle my case? If you live in Phoenix, Arizona, you don’t want an agent located in New York. When you need to file a claim, you’ll want to have someone knowledgeable that you can rely on, who can guide you through the process, and answer any questions you may have.

Contact Schaller & Thomas Family Insurance with any other questions you have, and let us help find the policy that’s right for you. Our offices serve Phoenix, AZ and the surrounding areas, call us to set up an appointment.