Much like your own personal insurance policies, commercial insurance can cover many different aspects of a business. It can be to cover accidents, vehicles, property, or certain instances of disasters. You may learn that there are commercial insurance policies that are available in Peoria, AZ that cover your specific needs. Schaller & Thomas Family Insurance may be what you are looking for when it comes to commercial insurance policies in Peoria, AZ or nearby areas.
Property Insurance
Using a commercial insurance policy, the property of the company can be covered in the event of damage from a natural disaster, fire, or other disasters. Much like protecting your home, your business can receive compensation if the office is damaged so that you can cover the repairs. There are other variations of commercial property insurance to cover specific items like glass insurance, boiler and machinery insurance, crime insurance, and more.
Liability Insurance
When you run a business that deals with the general public, you never know when you are at risk of being sued for whatever reason. If you are accused of property damage, personal injury, or other financial losses, your insurance policy can handle the legal fees that will be involved in such a complication. Some liability insurance policies may also cover the cost of damages if the resolution is not in your favor.
Malpractice Insurance
Malpractice Insurance is very well known by medical practitioners that own their own practice. A doctor may make a mistake or even be falsely accused of personal injury from a procedure, so having malpractice insurance will cover the legal fees and damages from such ordeals. Similar insurance policies are available for other professionals like real estate agents, architects, and others.
Automobile Insurance
Many businesses may have vehicles registered to the company, so automobile insurance may be needed. Employees may inevitably be involved in an accident, so covering your vehicles will mitigate damages and legal costs.
No matter what the needs of your business happen to be, feel free to send an inquiry to Schaller & Thomas Family Insurance to see if they can secure your business with one of their commercial insurance plans.