If you are a Peoria, AZ resident in need of auto insurance, then search no further than Schaller & Thomas Family Insurance. We have a team of experienced agents who strive each day to offer you an insurance plan you need at an affordable price.
Schaller & Thomas Family Insurance provides a comprehensive car insurance plan and also offers liability policy and other auto insurance coverage. We keep our rates such that our coverage matches the value of your funds providing the protection you need to protect both you and the car in the event of an accident.
Before purchasing an auto insurance coverage in Peoria, AZ, there are things you should know which include;
What is auto insurance?
This is the insurance planned to provide you with a financial protection in an incidence of an accident. It is a requirement of the state, and you are not allowed to drive without auto insurance.
Car insurance premiums
This is the amount you have to pay to get an insurance policy. You need to pay premiums to the insurance company, and in return, they will pay for your losses when damage occurs.
Auto insurance coverage
These are written policies by the insurance company which states your coverage
What are auto insurance deductibles?
Car insurance coverage has deductibles which are also referred to as excess payments. This happens when you claim your auto insurance policy. You are required to pay the excess fees to get compensation for the damages. The more the deductibles, the lesser your premiums will be, and this means that you will have to pay a lot more if an accident or damages occur and pay little on your premium.
How are premiums determined
Premiums are determined by many factors which include your driving record, age, gender, type of the vehicle being insured and the credit ratings.
Get an auto insurance quote in Peoria, AZ today by contacting us or getting it through our online rating tools and get started.