Should you have additional auto insurance coverage for your teenage driver?

Are you currently experiencing all of the joys that come with having a teenage driver in your home? If this is your present reality, you may have a lot of questions about the best way to provide auto insurance for your family now that you need to insure a teenage driver. Don’t spend any more sleepless nights worrying if you have the appropriate coverage for your Peoria, AZ family, the team at Schaller & Thomas Family Insurance is here to answer your questions and help you determine which policy is appropriate for your family’s auto insurance needs.

There are several factors to consider when it is time to add a teenage driver to your family policy:

  • Teen drivers are more likely to get into a fender bender or accident than adult drivers
  • A lack of experience can cause a higher likelihood of damage to a teenager’s vehicle
  • You may have to pay more if you add a teenager to your family policy than if they have their own coverage

These are just a few of the many factors that may enter into to your decision-making process when it comes time to provide coverage for your family’s teenage drivers. We recommend that you consult with a local agent to understand all of the options that are available to you. It is an exciting time in the lives of any teenager when they gain the independence that comes with being able to drive, make sure that your family members have the coverage they need!

Find out what makes the most sense for your family’s unique situation by scheduling a consultation with the team at Schaller & Thomas Family Insurance today. We are proud to serve the Peoria, AZ area and look forward to working with you.